Quick Loan Approval*

Secure your SME Working capital loan in Singapore with our streamlined application process. Get funds quickly to power your business growth.

Get Rapid Cash for SME

APPLY-APPROVE-GROW

We offer hassle-free working capital and SME loans in Singapore. Get the funding you need, with minimal paperwork and instant approval.

Apply now today!


01

Fast Approval Rate

Get Approved in No Time with 95% Success Rate. Our hassle free loan process ensures quick financing.

02

Flexible Loan Amount

Get up to $1 Million with Straits Financial Solutions. Secure the funds you need without unnecessary delays.

03

Low Interest Rate

Interest rates as low as 2.6% per annum. Save more while scaling your business—apply today!

04

No Collateral Needed

Get the funding you need without putting up assets. Focus on growth, not on risks & hassle free financing.

About Us

Straits Financial Solutions is dedicated to empowering businesses. We provide TAILORED FINANCIAL SOLUTIONS, ensuring SEAMLESS ACCESS TO CAPITAL for your growth and success.

At Straits Financial Solutions, we empower businesses in Singapore by providing tailored financial solutions to support growth and stability. Specializing in SME financing, we offer a range of services, including working capital loans, invoice financing, property-backed loans, and equipment financing. Our expert team understands the unique challenges faced by businesses and works closely with clients to secure the best funding options with competitive rates. With a commitment to transparency, efficiency, and customer success, we act as your financial partner, ensuring seamless access to capital. At Straits Finance Solutions, we make business financing simple, strategic, and stress-free.

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Why Choose Us?

  • Fast Approvals
  • Quick Disbursement
  • Competitive Interest Rates
  • Flexible Repayment Options
  • No Collateral Required
  • 5 years tenure

Testimonials

Straits Finance Solutions truly understands the needs of small businesses. Their team guided us through the financing process effortlessly, securing the funds we needed at competitive rates. Their professionalism and transparency made all the difference!

Sara Freeman
CEO of TechNova Solutions

We struggled with cash flow issues until we partnered with Straits Financial Solutions. Their tailored approach and quick approval process helped us keep our operations running smoothly. Highly recommend their services!

James L.
Founder of UrbanCraft Interiors

Frequently Asked Questions

Have questions? We have the answers. Down below the common questions we face daily. 

If you still have questions, write us at our email- tactcon@straitsfs.com.sg

We understand that time is crucial for SMEs. At Straits Financial Solutions, we’ve streamlined our application process for FAST APPROVALS and QUICK DISBURSEMENT of working capital loans. Typically, after submitting your complete application and required documents, you can expect a decision within [Specify a timeframe, e.g., “3-5 business days”]. We prioritize TRANSPARENCY and aim to make the process as SIMPLE and STRESS-FREE as possible, providing clear guidance every step of the way.

Absolutely! We specialize in TAILORED FINANCIAL SOLUTIONS designed to meet the unique challenges and opportunities of Singaporean SMEs. We offer a range of loan options, including working capital, invoice financing, and property-backed loans. Our expert team works closely with you to understand your business and structure a loan that aligns with your goals. Furthermore, we are committed to providing COMPETITIVE RATES and FLEXIBLE TERMS, ensuring you get the best possible financing solution.

Eligibility criteria vary depending on the loan type and your business profile. Generally, we consider factors like your business’s operating history, financial health, and creditworthiness. We strive to be INCLUSIVE and work with SMEs across various industries. More importantly, we believe in building long-term partnerships. You’ll receive DEDICATED SUPPORT from our experienced team throughout the loan process and beyond. We are here to act as your FINANCIAL PARTNER, providing guidance and assistance as your business grows.

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Terms & Conditions – Straits Financial Solutions

Service Provision:

Straits Financial Solutions operates as an intermediary, facilitating loan applications for Singaporean Small and Medium-sized Enterprises (SMEs) through established, Singapore government-approved banking institutions.
Our services are provided on a commission basis, as agreed upon by the aforementioned banks.
Client Charges:

Straits Financial Solutions does not levy any fees or charges upon SME clients for the provision of our loan facilitation services.
Data Protection & Confidentiality:

All client information and documentation submitted to Straits Financial Solutions will be handled with the utmost confidentiality and in compliance with relevant Singaporean data protection laws.
Client data is shared securely with the respective banking institution for the sole purpose of loan application processing.
The banks themself also have there own security measures.
Loan Approval:

Loan approval is solely at the discretion of the participating banking institution.
Approval is contingent upon factors including, but not limited to, the client’s submitted documentation, creditworthiness (including CIBIL score), and the bank’s internal approval processes.
Straits Financial Solutions does not guarantee loan approval.
Limitation of Liability:

Straits Financial Solutions shall not be held liable for any decisions made by the banking institutions regarding loan approval or terms.
Straits Financial Solutions is not responsible for any financial loss that occurs.
Governing Law:

These Terms & Conditions shall be governed by and construed in accordance with the laws of the Republic of Singapore.
Amendments:

Straits Financial Solutions reserves the right to amend these Terms & Conditions at any time. Clients will be notified of any significant changes.
Acknowledgement:

By engaging the services of Straits Financial Solutions, the client acknowledges and agrees to these Terms & Conditions.